Terms and Conditions

You must be at least 18 years old and legally capable of entering a binding agreement. By purchasing, you confirm that:

• The information you provide is accurate.
• You are authorised to use the chosen payment method.
• You have reviewed the product or service description.
• You accept these Terms, the Refund Policy, Privacy Policy and Disclaimer.

We may provide:

• Business Healing sessions.
• Awareness and personal-development sessions.
• Private and group coaching experiences.
• Recorded meditations.
• Online courses and recorded programmes.
• Business assessments and reports.
• Workshops, challenges and live events.
• Digital tools, worksheets and educational content.
• Corporate and team programmes.

These services are provided for education, awareness, spiritual exploration, coaching and personal or professional development. They are not medical treatment, psychotherapy, psychiatric care, diagnosis, legal advice, financial advice or a substitute for a qualified professional.

• You remain responsible for your decisions and actions.
• You decide whether and how to apply the information provided.
• Results vary according to the individual.
• No particular emotional, business, financial or personal result is guaranteed.
• You will seek qualified professional support when needed.
• You will not discontinue medical treatment or medication because of our content.

You may pause or decline any exercise that feels inappropriate for you.

We aim to describe products and services accurately. Minor differences in presentation, delivery schedule, guest contributors, programme structure or supporting materials may occur. We may improve or update programme materials as long as the essential nature and value of the purchased offer are not materially reduced.

Prices and available currencies are displayed before checkout. Payments may be processed through Stripe, PayPal, Lemon Squeezy or another provider identified at checkout. Your bank or payment provider may charge:

• Currency-conversion fees.
• International transaction fees.
• Bank charges.
• Other processing costs outside our control.

Applicable taxes may be added at checkout. If Lemon Squeezy is identified on your receipt as the Merchant of Record, Lemon Squeezy may be the legal seller for that particular transaction and its Buyer Terms will also apply.

After successful payment, you receive a limited, personal, revocable, non-exclusive and non-transferable licence to access the purchased content for your own use. You may not:

• Copy or reproduce the content for distribution.
• Share account credentials or access links.
• Upload content to file-sharing services.
• Sell, sublicense or commercially exploit the content.
• Record or redistribute live sessions without written permission.
• Remove copyright or ownership notices.
• Use the materials to train, certify or provide services to others unless a written licence allows it.

Access duration will be stated on the sales page or at checkout. “Lifetime access”, if offered, means access for the commercially reasonable life of the product or platform, not necessarily the lifetime of the purchaser.

Live sessions are subject to availability and confirmation. You must:

• Attend at the confirmed time.
• Use the correct time zone.
• Ensure that your device and internet connection are suitable.
• Join from a private and safe environment.
• Provide at least 24 hours’ notice to request rescheduling.

One rescheduling request may be permitted. Late cancellation or non-attendance is treated as a completed session.

Purchases are governed by our separate Refund and Cancellation Policy. Digital products are generally non-refundable after access begins. Confirmed sessions are generally non-refundable, subject to mandatory law and the limited exceptions in that Policy.

If you purchase a recurring membership:

• The price and billing frequency will be disclosed before checkout.
• Charges continue until cancellation or the end of a stated commitment.
• Cancellation prevents future renewals.
• Previously processed payments are not normally refunded.
• Access may end at the conclusion of the paid billing period.

You are responsible for cancelling before the renewal date if you do not want the next charge.

You are responsible for:

• Keeping your login information confidential.
• Activities conducted through your account.
• Notifying us promptly about suspected unauthorised access.

We may suspend an account where we reasonably suspect sharing, misuse, fraud or a security risk.

Assessment results are educational and reflective. They are based on the answers provided and do not constitute a clinical diagnosis, verified personality classification or prediction of future success. The usefulness of a result depends on honest and thoughtful responses.

Participants in communities and group programmes must:

• Communicate respectfully.
• Protect the confidentiality of other participants.
• Avoid harassment, discrimination, threats or harmful conduct.
• Avoid unauthorised promotion or solicitation.
• Avoid sharing another participant’s story, image or information without consent.

We cannot guarantee that every participant will respect confidentiality, but we may remove anyone who violates these standards.

The website, programmes, recordings, frameworks, assessment structures, graphics, text, meditations, tools and materials are owned by or licensed to us and are protected by intellectual-property laws. No ownership rights are transferred through purchase or participation.

Testimonials represent the experiences of particular clients. They do not guarantee that another person will receive the same result. Business and financial outcomes depend on many factors, including effort, decisions, experience, market conditions, resources and circumstances outside our control.

We may use third-party services for payment, hosting, communication, booking, analytics, email or content delivery. Their services are governed by their own terms and privacy notices. We are not responsible for interruptions or decisions made solely by those providers, although we will make reasonable efforts to assist with problems affecting our services.

We may suspend or terminate access where a user:

• Shares or resells protected content.
• Harasses another participant.
• Uses the website unlawfully.
• Commits or attempts fraud.
• Creates a safety or security risk.
• Materially breaches these Terms.
• Fails to pay an amount that is due.

Termination for a serious breach does not automatically create a right to a refund.

We aim to maintain reliable access but cannot promise uninterrupted or error-free operation. Access may be affected by maintenance, internet failures, third-party platforms, cybersecurity incidents, force majeure or circumstances outside our reasonable control.

To the maximum extent permitted by law:

• We are not liable for indirect, incidental, consequential or special loss.
• We are not liable for lost profits, expected revenue, business opportunity or data resulting from use of the services.
• Our total liability relating to a product or service will not exceed the amount you paid for the specific product or service giving rise to the claim.

Nothing in these Terms excludes liability that cannot legally be excluded, including liability for fraud or other non-excludable rights under applicable law.

Corporate, team and customised engagements may be governed by a separate written agreement. If that agreement conflicts with these Terms, the separate agreement controls for that engagement.

These Terms are governed by the laws of [INSERT GOVERNING COUNTRY/STATE], without removing any mandatory consumer protection that applies in your country of residence. Before beginning formal proceedings, both parties agree to make a reasonable effort to resolve the matter through written communication. Subject to mandatory consumer law, disputes will be submitted to the competent courts of [INSERT LOCATION].

We may update these Terms when our services, providers or legal obligations change. Updates will be published with a revised date. Material changes will not be applied retroactively to a completed purchase where doing so would unlawfully reduce existing rights.

• Legal business name: [LEGAL BUSINESS NAME]
• Business address: [FULL BUSINESS ADDRESS]
• Email: contact@elhassenchelghoum.org
• Payment support: elhassenc@elhassenchelghoum.com
• WhatsApp: +213 541 143 798
• Website: https://www.elhassenchelghoum.org/